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Government Scheme

■ PM SWANIDHI SCHEME :-


The Ministry of Housing and Urban Affairs has launched a micro-credit facility for street vendors under the Swanidhi Scheme.


□ ABOUT :-


◇ The Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi Scheme is aimed at benefiting over 50 lakh vendors who had their businesses operational on or before March 24.


◇ The scheme was announced by Finance Minister as a part of the economic package for those affected by the COVID-19 pandemic and lockdown.


□ BENEFICIARIES


◇ This loan will be given to those who run shops on the roadside, handcart or streetcar.


◇ Fruit-vegetable, laundry, saloon and paan shops are also included in this category.


□ FACILITIES PROVIDED :-


◇ The vendors will be able to apply for a working capital loan of up to ₹10,000, which is repayable in monthly installments within a year.


◇ On timely/early repayment of the loan, an interest subsidy of 7% per annum will be credited to the bank accounts of beneficiaries.


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